Our Services

Comprehensive Advice Service

Receiving comprehensive advice ensures that all elements of your financial wellbeing are taken into account. We can provide the following financial advice for you:

  • Guidance on budgeting and goal setting
  • Savings and wealth creation strategies
  • Debt management
  • Comprehensive personal insurance (risk) analysis
  • Examining your broad tax position and create tax-effective strategies
  • Salary Packaging
  • Superannuation strategies; including consolidation, rollovers and help with “lost super” accounts
  • Investment opportunities based with any surplus cash flow
  • Maximise your opportunity to take advantage of government benefits andregulations, e.g. Centrelink, Salary Sacrificing, co-contributions, transition to retirement
  • Self Managed Super Funds (SMSF)
  • Pre-retirement Planning
  • Post Retirement income strategies
  • Estate planning considerations
  • Business insurance and succession planning analysis

Specific Purpose (limited) Advice Service

There are times when you need advice for a specific financial area.

After undertaking an analysis of your cash flow position and assets and liabilities we are able to deliver advice in one of the following specific packages as part of this advice service:

  • Superannuation advice
  • Immediate financial priorities arising from leaving your current employer
  • Salary packaging and remuneration structuring
  • Debt management and creating wealth through gearing
  • Risk and insurance review ( personal and business)
  • Estate Planning
  • Mortgage reduction or refinancing
  • Investment strategy and placement for SMSF

Our Advice Process

  • Discovery - where we gain an understanding of your objectives and priorities.
  • Collaboration - working with you to formulate a personalised strategy that addresses your specific issues.
  • Financial modelling to provide an analysis of your cash flow, capital projection, taxation and Centrelink positions resulting from our strategies.
  • Consultation with internal and external specialists (where necessary) to undertake research to finalise our recommendations.
  • Recommendation of investments that will coordinate with your overall strategy (if required).
  • Written confirmation of your strategy and any investment recommendations in the form of a comprehensive “Statement of Advice”.
  • Implementation of your advice in a timely and accurate manner.